Kate, A Micro Lending Client

Kate West is a single mom living in Providence Forge, Virginia. She relocated to the New Kent community from Texas in 2007 and with assistance from the Quin Rivers’ micro-loan program, was able to get her child-care business off the ground in 2009. Her business has done so well in fact, she was able to pay her loan off early—she is the poster child for how the micro-loan program can work.

Empowering me to be the mom I wanted to be.

kate_smI started the business in 2009 as a way to be the mom I wanted be and still support my family. I tell people all the time that I wanted to be the one putting my kids on the bus and helping them with their homework. Now I just do that for 40 other kids too.

Starting a business can be scary and difficult. I think that people hear the statistics about how hard it is and can become discouraged by the risks, but knowing that there are programs to help negates that risk a little bit. I wish more people knew what Quin Rivers has to offer for rural businesses.

Support you can rely on from start to finish.

The whole thing started with a chance meeting. Melvin, an employee with the micro lending program, reached out to share what Quin Rivers does and asked if they could help in any way.

From start to finish, I have never felt alone in the process. Any time I needed to get a hold of someone at Quin Rivers, there was always a person there. I’m so close to the office that a lot of times we were able to meet and do paperwork in person.

Before I met Melvin, I had no idea about the micro-loan program. I didn’t even know it existed. I had already been turned down by my bank for a loan; they were only willing to loan me a very small amount to get started. The micro loan from Quin Rivers gave me exactly what I needed.

The best part of having the loan was paying it off.

When we first opened, it seemed like a lot of money to pay off. Even though mine was only a micro-loan it still felt like a lot. The best part about getting the loan was paying off the loan—actually completing that process.

I was probably one of the early recipients for the micro loan program. It was a great process for me and I would recommend it to anybody interested in pursuing starting a small business.

As a business owner in the community I feel it is important to participate and give back. I volunteer with the United Way out of Williamsburg; I’ve been working with the food bank, which Quin Rivers supports; and I am also on the Chamber of Commerce Board.
To anyone considering supporting Quin Rivers or this amazing program for small businesses, I highly encourage your participation. Quin Rivers does amazing work in the community.

For more information on the Micro Lending, click here.

I had already been turned down by my bank for a loan; they were only willing to loan me a very small amount to get started. The micro loan from Quin Rivers gave me exactly what I needed and plenty of support to go with it.